She might not know everything.
But she knew more than she was telling us.
That evening, I changed every password I could think of, froze my credit, and reported the fraudulent application.
Andrew helped me document the timeline, save the bank correspondence, and preserve the voicemail.
We also contacted a lawyer who specialized in identity theft and financial fraud.
The lawyer advised us not to confront Daniel directly or attempt to recover information from any account we did not control.
We should preserve what we had, communicate with the bank in writing, and let investigators handle any suspected criminal conduct.
By nine o’clock, the practical tasks were finished.
The emotional damage remained.
Kayla sat alone in the guest bedroom, refusing dinner.
I stood outside her door for nearly a minute before knocking.
“Can I come in?”
“It’s your house.”
I opened the door.
She sat on the edge of the bed, still wearing her robe, her phone clutched in both hands.
