Harborlight Home Services had been registered three months earlier.
Its mailing address was a rented office suite in another city.
The listed manager was a man named Daniel Mercer.
The name meant nothing to me.
But when I showed Kayla the business registration, she went completely still.
“You know him,” I said.
She didn’t answer.
“Kayla.”
“He told me he was starting a business.”
“Did he tell you he was using my identity to borrow money?”
“No.”
“Did you know about the application?”
She hesitated.
It was a small hesitation, but I saw it.
