He explained that we suspected an attempted fraudulent loan application and asked them to verify whether any accounts had been opened using my information.
The representative placed us on hold.
While we waited, I sat at the kitchen table and searched through my email for unfamiliar notifications.
I found a message from a credit monitoring service I had signed up for years earlier and almost never checked.
There was an alert from two weeks before.
A hard inquiry had been made against my credit profile.
I opened the notification.
The application had been submitted six days before Kayla arrived at our house.
My hands started shaking.
“Andrew.”
He leaned over my shoulder.
We read the details together.
The loan amount was $24,000.
Not eight thousand.
Not even close.
And the applicant had listed a business as the intended use of the money.
The business name meant nothing to me.
Harborlight Home Services LLC.
